In the United States, being covered against

In the United States, being covered against acts of war probably isn’t a primary concern when purchasing home insurance. However, with the number of domestic terror attacks either executed or prevented over the past few years, more people are probably starting to think about it. As it stands, home insurance companies do not cover any terror attacks using nuclear, biological, chemical or radioactive weapons. They are considered acts of war, and therefore uninsurable. However, those are extreme cases. Most insurance policies do cover damages cause by explosions, smoke and fire, which are the most likely of an unlikely scenario.